Summary: Request for approval to issue up to $300 million of senior secured fixed rate notes to redeem the $200 million of floating rate senior notes and repay outstanding short-term debt, and fixes the treasury component of the interest rate on the planned issuance of up to $200 million of senior notes or trust preferred securities to refinance the $200 million of 8.40 percent trust preferred certificates callable at par on June 30, 2006.