All companies who apply for a UTC permit, certificate, or registration must file and maintain evidence of public liability and property damage insurance.
Proof of Insurance
Form E
The standard proof of insurance form is commonly called a "Form E", and is issued by the insurance company. The formal name is the "Uniform Motor Carrier Bodily Injury and Property Damage Liability Certificate of Insurance."
Certificate of Insurance (COI) or Binder
This certificate/binder is only good for 60 days. This certificate/binder must be replaced by the Form E, before those 60 days expire or we cancel the permit.
The certificates/binders must show the UTC as the certificate holder, the amounts of insurance coverage, the dates that the certificate/binder when insurance is in effect and an authorized signature.
Insurance Amounts
| Gross Vehicle Weight | Type |
Minimum Limits
|
|---|---|---|
| General Commodity/Household Goods Carriers | ||
| 10,000 pounds or more | non-hazardous | $750,000 Combined Single Limit (CSL) |
 |
hazardous substances | $5 million CSL for bulk hazardous substances, explosives, poison gas, compressed gas & radioactive materials. $1 million for other hazardous waste and materials. |
| | Cargo filing for Household Goods Carriers |
$10,000 if vehicle is under 10,000 GVWR $20,000 if vehicle is over 10,001 GVWR |
| Under 10,000 pounds | non-hazardous | $300,000 CSL |
|
hazardous substances | $5 million |
| Solid Waste Collection Companies | ||
| Under 10,000 | |
$300,000 CSL |
| 10,000 pounds or more | $750,000 CSL | |
| Transport quantities of biomedical waste not subject to federal regulation | $1 million CSL | |